The Fair Debt Collection Practices Act – The Big Stick

The greatest weapon available against bill collectors and other abusive debt collection practices is the Fair Debt Collection Practices Act, or the FDCPA for short. This federal law bans unfair debt collection practices like those described above. At least, the FDCPA bans such actions by bill collectors working for collection agencies. It doesn’t apply to the practices of individual creditors attempting to collect money owed to them.

If you are having financial hardship and are considering filling for bankruptcy, contact a Sacramento bankruptcy attorney by calling (916) 971-8880 for a FREE confidential Sacramento bankruptcy consultation.

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Conlon & Fong
Sacramento Bankruptcy Office
6825 Fair Oaks, Blvd., Suite 101
Carmichael, CA 95608
TEL: (916) 971-8880
FAX: (916) 481-3975

Conlon & Fong
Stockton Bankruptcy Office
1151 West Robinhood, Suite C8
Stockton, CA 95207
TEL: (209) 475-0499

Bankruptcy Statistics

The Administrative Office of the U.S. Courts compiles statistics on bankruptcy filings for each quarter ending December, March, June and September. The fiscal year for the federal Judiciary ends September 30. The calendar year ends December 31. Quarterly and 12-month statistics are available approximately 2 months after the close of a quarter.

Chapter 11 and Chapter 13 bankruptcy filing for the twelve month period ending September 20, 2008:

 Chapter 11 California Bankruptcy Filing: 83,975

Chapter 13 California Bankruptcy Filing: 27,180