The Fair Debt Collection Practices Act – The Big Stick
The greatest weapon available against bill collectors and other abusive debt collection practices is the Fair Debt Collection Practices Act, or the FDCPA for short. This federal law bans unfair debt collection practices like those described above. At least, the FDCPA bans such actions by bill collectors working for collection agencies. It doesn’t apply to the practices of individual creditors attempting to collect money owed to them.
If you are having financial hardship and are considering filling for bankruptcy, contact a Sacramento bankruptcy attorney by calling (916) 971-8880 for a FREE confidential Sacramento bankruptcy consultation.
Or you may click here to fill out our FREE Confidential Bankruptcy Case Consultation form and a Sacramento bankruptcy lawyer will contact you shortly.
“We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”
Conlon & Fong
Sacramento Bankruptcy Office
6825 Fair Oaks, Blvd., Suite 101
Carmichael, CA 95608
TEL: (916) 971-8880
FAX: (916) 481-3975
Conlon & Fong
Stockton Bankruptcy Office
1151 West Robinhood, Suite C8
Stockton, CA 95207
TEL: (209) 475-0499
Bankruptcy Office Now Open
Conlon & Fong a Bankruptcy Law Firm is pleased to announce opening of our new office in Stockton CA located at:
1151 West Robinhood, Suite C8
Stockton, CA 95207
(209) 475-0499
This bankruptcy office will be responsible for serving the entire Stockton area including Lodi, Manteca, Modesto and Tracy, CA.
For more information reagerding your possible bankruptcy case call (209) 475-0499 or visit our website: http://www.bankruptcy-stockton.com/
Bankruptcy Statistics
The Administrative Office of the U.S. Courts compiles statistics on bankruptcy filings for each quarter ending December, March, June and September. The fiscal year for the federal Judiciary ends September 30. The calendar year ends December 31. Quarterly and 12-month statistics are available approximately 2 months after the close of a quarter.
Chapter 11 and Chapter 13 bankruptcy filing for the twelve month period ending September 20, 2008:
Chapter 11 California Bankruptcy Filing: 83,975
Chapter 13 California Bankruptcy Filing: 27,180
Sacramento Bankruptcy Lawyers – Conlon & Fong
- UP TO YOUR EYES IN DEBT?
- FREE CONSULTATION
- IMMEDIATE APPOINTMENTS
- FACING FORECLOSURE?
- SATURDAY APPOINTMENTS
- STOP CREDITOR CALLS & THREATS
- REPRESENTED CLIENTS IN OVER 5000 BANKRUPTCY CASES
- ATENDEMOS SUS PROBLEMAS DE BANCAROTA EN ESPANOL
- KNOWLEDGEABLE, EXPERIENCED, HARD WORKING LAWYERS
- SPEAK DIRECTLY WITH A LAWYER, NOT A PARALEGAL
We’re Sacramento bankruptcy attorneys. We help you get out of debt and get a fresh start. Our services include:
Chapter 7 Bankruptcy
This is the most common chapter in personal bankruptcy. Though Chapter 7 is described as liquidation, a Chapter 7 case usually permits you to get rid of debts, usually without having to lose any of your assets. Consumer debts are typically wiped out. The most common exceptions are recent year taxes, student loans, support obligations, and fines/penalties. A person filing a Chapter 7 Bankruptcy often can begin the credit recovery/rebuilding process as soon as the case is completed, about 3 or 4 months after filing.
Chapter 13 Bankruptcy
Known as reorganization, a Chapter 13 bankruptcy permits you to repay debts if you feel you would benefit from repayment. One of the most common Chapter 13 objectives is to reorganize to get caught up on mortgage delinquency, over a period of 3 to 5 years. Other objectives in filing a Chapter 13 case is to pay debts not otherwise discharged, such as taxes or support, or simply to make partial payments to unsecured creditors. Because of complexities of filing Chapter 13 paperwork in the Sacramento/Modesto Bankruptcy Courts, solid knowledge of the local filing requirements is a must to successfully file and navigate through a Chapter 13 case.
If you are having financial hardship and are considering filling for bankruptcy, please call our office at (916) 971-8880 for a FREE confidential bankruptcy consultation.
Conlon & Fong
6825 Fair Oaks, Blvd., Suite 101
Carmichael, CA 95608
TEL: (916) 971-8880
FAX: (916) 481-3975
”We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”
Sacramento Bankruptcy Attorney
Conlon & Fong, Attorneys at Law, is a Bankruptcy Law Practice. We are committed to helping people protect their assets while discharging their debts in Bankruptcy. We will determine if Bankruptcy is a viable option for you, and if so, provide proficient, accurate, and protective representation. Mr. Conlon and Mr. Fong have represented thousands of people in Bankruptcy cases, and have a combined 26 years of legal experience. We have the experience that is necessary to properly evaluate, prepare, and file your case.
We are members of the California State Bar, the Sacramento Valley Bankruptcy Forum, and the American Bankruptcy Institute.
If you are having financial hardship and are considering filling for bankruptcy, contact us by calling (916) 971-8880 for a FREE confidential bankruptcy consultation.
Or you may click here to fill out our FREE Confidential Bankruptcy Case Consultation form.
“We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”
